Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Crashes can still take place, and when they do, passengers may suffer injuries.
In this article, what kinds of injuries are most common in Uber accidents, who may be liable for damages, and the legal steps involved in pursuing compensation.
Common Uber Injuries
When riding in an Uber, many different types of injuries, especially if the driver is involved in an accident. Some of the most common injuries that occur include:
Cervical Strain: This neck injury is common in rear-end collisions, which can lead to significant discomfort. The symptoms may take time to surface.
Broken Bones: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.
Head and Brain Injuries: Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Soft Tissue Injuries: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Such cuts may need immediate medical attention, including surgery.
Figuring Out Fault in Uber Injury Cases
Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: The Uber driver can be responsible for any injuries if they were at fault. Common causes include distracted driving or breaking traffic laws.
A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.
The Role of Uber: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. Uber’s insurance includes a $1 million policy for accidents during trips.
Liability from lawsuit against uber driver Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
Driver Offline: If the driver is not using the Uber app, their personal insurance applies.
Driver Online Without Passengers: Uber provides limited insurance coverage when a driver is available but not carrying passengers. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Active Uber Ride: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. The legal process can help victims recover lost wages, medical expenses, and damages.